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| Primary Liability
- this coverage provides protection
against legal liability arising out of the ownership, maintenance, or
use of any insured automobile. The insuring agreement agrees to pay
damages for bodily injury or property damage for which the insured is
legally responsible because of an automobile accident resulting from the
ownership, maintenance, or use of covered auto. This coverage is
required by the Federal Highway Authority and we will make all required
filings to them within 48 hours of binding coverage.
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| Physical Damage - This is coverage for your tractor
and trailer. It provides protection against loss or damage to your
covered vehicle resulting from the impact with another vehicle or
object.
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| Trailer Interchange- coverage for the liability of
truckers for loss or damage to non-owned trailers and equipment which
are in the insured's possession under a written trailer interchange
agreement.
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| Cargo
- This coverage protects the trucker in the
event of loss or damage to freight they are hauling.
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| Non-Trucking Liability (Bobtail)
- protects the public from
bodily injury or property damage when an owner
operator who is leased on to an authorized carrier is not under dispatch
from that carrier.
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| Commercial General Liability - Coverage pertaining to claims
arising out of the insured's liability for injuries or damages caused to
ownership of property, manufacturing operations, contracting operations, sale or
distribution of products and the operating of machines as well as professional
services. Based on premises & operations liability with Trucker endorsement for
portability of liability due to truckers unique exposures.
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| Workers Comp - Workers' compensation is a type of business
insurance that provides employees who become injured or ill while on the job
with medical coverage and income replacement. It also protects companies from
being sued by employees for the workplace conditions that caused such an injury
or illness.
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Occupational Accident - Product designed
specifically for owner operators in the trucking industry. In most states,
by being self-employed owner/operators can choose not to purchase workers
compensation coverage. While not the same as workers compensation, occ/acc is
very similar in scope and intent. For those who qualify, occ/acc is a lower cost
alternative.
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Contingent Liability
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provides indemnity and defense to a truck broker for third-party liability
claims. For more information on this coverage please visit
www.brokercontingentcargo.com
or call Temple Scalf at 800-832-8570.
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| Contingent Cargo - provides indemnity and defense to a truck broker for third-party cargo claims. For more information on this coverage please visit www.brokercontingentcargo.com or call Temple Scalf at 800-832-8570. |
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