Available Truck Coverages

Classic Truck Insurance provides all types of truck coverages for your business needs. Truck insurance needs vary depending on the type of filings you need and business you are running.  We have coverages for truckers who lease on to another company, all owner operators, fleets, and much more.

Bobtail and Physical Damage

For owner operators who lease on to a company.  Gap coverage included.


Physical Damage/Collision coverage options:

  • Non Trucking Liability (NTU)

  • Down time

  • Rental reimbursement

  • Personal effects

  • Diminishing deductibles

  • And much more.  Click to learn more.

Primary Liability


We offer both 750,000, 1 million, and 2 million on primary liability to meet your Federal Motor Carrier Safety Administration and D.O.T. minimum requirement limits. Click to learn more.

Motor Truck Cargo

We offer a wide range of limits for coverage.  Protect against loss for damage of goods from external random causes while cargo is your care custody and control. Click to learn more including refrigerated breakdown coverage.

Occupational Accident

Covers owner operators for injuries that occur on the job.  It includes medical, disability, death, and dismemberment benefits. Product designed specifically for owner operators in the trucking industry.  In most states, by being self-employed owner/operators can choose not to purchase workers compensation coverage. While not the same as workers compensation, occ/acc is very similar in scope and intent. For those who qualify, occ/acc is a lower cost alternative. Click to learn more. 

Towing and Roadside For Truckers

No more paying on the spot for emergency breakdown services.  Simply sign and drive with Classic's roadside masters program.


  • Unlimited Roadside Assistance
  • Towing
  • Vehicle Jump Start
  • Out of Gas Fuel Delivery
  • Oil, Fluid and Water Delivery Service
  • And Much More.....Click to Learn More

Commercial General Liability

If you’re a for-hire trucker, or motor carrier, you’ll most likely need Trucker’s GL.

Examples of situations where Motor Truck General Liability insurance may provide coverage:

  • Customers slipping / falling on your premises
  • Erroneous delivery of products resulting in damage
  • Actions of a driver while representing the insured and on the premises of others, such as, loading docks, truck stops, etc
  • Libel and slander exposures
  • Fire on rental property due to insured’s error
  • Click to learn more