Commercial General Liability

Classic Truck Insurance offers a Commercial General Liability (CGL) policy to cover the premises and operations exposures for its motor carrier customers.  To guard your company's financial assets, our (CGL) policy provides broadened coverage including the following:



  • Bodily injury and property damage (other than autos)
  • Personal injury and advertising injury liability
  • Some medical expenses
  • Products and completed operations
  • Limited fire legal liability on rented or leased property
  • Many contractual liabilities from an "insured contract"
  • Erroneous delivery of products
  • Host liquor liability
  • Certain off-premises use of any unlicensed "yard goat"
  • Products coverage on parts you instale when doing repairs for a charge, such as owner/operator equipment ($250 deductible applies)

Additional coverage options are:



  • Employee Benefits Liability coverages
  • Employers Liability insurance-stop gap supplement
  • Additional Insured endorsements



Call us today, once we know your normal cargo exposures and any special coverage or limit needs, we can tailor a custom program for you.

Commercial Umbrella Policy

Classic Truck Insurance offers a commercial umbrella policy for its truck insurance policyholders to guard against unforeseen catastrophic losses.  We provide broad coverage to protect your company's assets.

Truck Insurance benefits include:​

 

  • Liability coverage for bodily injury, property damage, advertising, and personal injury claims
  • Installment payments option
  • No exclusion for fellow employee suits
  • Self-insured retention generally as low as $10,000 for claims covered under the umbrella and not covered by an underlying policy
  • First-dollar defense coverage for covered losses when no primary insurance is available
  • General aggregate limit does not apply to auto coverage if underlying policy also has no limit
  • Worldwide coverage
  • Broader coverage than an excess policy
  • Pollution coverage

We are willing to work with you to include other-than-trucking operations such as warehousing, farming/ranching, income property, and repair shop.

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