Occupational Accident for Truckers
Classic Truck Insurance provides occupational accident coverage for owner operators which cover injuries that occur on the job. It includes medical, disability, death, and dismemberment benefits. Our policies offer a wide range of limits. We also offer Passenger Accident and Non-Occupational coverages on select plans.
Occupational/Accident coverage offers two distinct advantages for truckers. First, the underwriting and issuance is simplified by the ability to bundle occupational/accident with other coverages. Secondly, we offer this product for accounts of all sizes, ranging from an individual driver to a larger owner operator program.
Riders are available providing additional coverage for occupational disease, hernia, occupational cumulative trauma and hemorrhoids.
Call us today, once we know your normal cargo exposures and any special coverage or limit needs, we can tailor a custom program for you.
Occupational Accident at Options
This type of coverage was specifically designed for various occupations to address a need in coverage when Worker's Compensation is not available. Although policies of this type in no way intended to replace Worker's Compensation, it sometimes can serve as good alternative that provides a bucket of coverages normally found on several insurance products.
Benefits of Occupational Accident insurance usually include following:
- Accidental Death and Dismemberment
- Accidental Medical Expense
- Accidental Dental benefit
- Short Term Disability
Long Term Disability
Since policies of this type mainly made to cover accidents at work, benefits usually higher for work-related injuries and lower for non work-related.
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